We will tailor insurance cover for you based on your needs. Our philosophy is to ensure that you have adequate insurance cover to replace a loss in the first instance. Over time we will actively review your insurance cover levels with you to ensure your insurance cover remains appropriate and affordable based on your changing circumstances.
What would happen to you or your family if you lost your regular income? Would you have to cash in your investments, and destroy your wealth accumulation plans or worse still see the bank forcefully sell your assets because you cannot make the payments?
Investments help you create wealth, whereas risk insurance helps you and your family protect that wealth if something goes wrong. Personal risk protection provides cash in the event of death, inability to work due to sickness and/or accident, diagnosis of a potentially life threatening illness or total and permanent incapacity.