We will tailor insurance cover for you based on your needs. Our philosophy is to ensure that you have adequate insurance cover to replace a loss in the first instance. Over time we will actively review your insurance cover levels with you to ensure your insurance cover remains appropriate and affordable based on your changing circumstances.

What would happen to you or your family if you lost your regular income? Would you have to cash in your investments, and destroy your wealth accumulation plans or worse still see the bank forcefully sell your assets because you cannot make the payments?

Investments help you create wealth, whereas risk insurance helps you and your family protect that wealth if something goes wrong. Personal risk protection provides cash in the event of death, inability to work due to sickness and/or accident, diagnosis of a potentially life threatening illness or total and permanent incapacity.

What types of risk protection are available?

At Wealth Connexion, we offer a wide range of plans that can be personalised to match your current situation. Our plans can be broken down to cover four major areas:

  1. Income protection

Income protection is a very simple concept. Should you be unable to work for an extended period due to a surgery, injury or sickness, your Income Protection plan will provide regular wage replacement until you are back on your feet and in the workplace. An income protection plan allows you to recover at your own pace, in the comfort of your home.

  1. Trauma

Should you suffer an unpredictable permanent trauma or crisis event (such as a heart attack), personal risk protection can provide safety of mind during this scary time.

  1. Permanent disability

Personal risk protection insurance will protect you if you were to suffer a permanent disability that prevented you from returning to the workplace. This is often a lump sum that will allow you to live comfortably while dealing with this new disability.

  1. Life insurance

Life insurance is the most common type of personal risk insurance. This type of risk protection pays out a lump sum to beneficiaries in the event of death of the insured, providing security in the most difficult of times.

Protect Your Financial Future with Comprehensive Risk Management!

Explore the critical importance of risk protection at Wealth Connexion. Safeguard your financial well-being and ensure peace of mind for you and your loved ones. Contact us today!