Are you READY for retirement?

Why is your superannuation so important?

Superannuation is arguably the most readily available and tax-effective method for saving for your retirement. Aside from our homes, it is usually the largest asset we have and an essential component to reach your ultimate retirement solution.

Taking control of your superannuation, as early as you can, will ensure you make the most of financial incentives and rebates. With so many ways to contribute, superannuation can be an overwhelming step to retirement. To make things easier, our SMSF specialist advisors can tailor strategies to minimise your taxation throughout your working life. We are here to help you prepare confidently for your exciting next chapter.

We specialise in helping our clients with the following superannuation and retirement planning strategies:

  • Tax effective salary sacrifice strategies
  • Choice of superannuation
  • Retirement income streams
  • Super contribution strategies including:
    • pre and post contributions
    • small business contributions
    • government co-contributions
    • spouse contributions
  • Self Management Superannuation Funds (SMSF)
  • Transition to Retirement (TTR) rules
  • Consolidation

Why should you understand superannuation?

The Federal Government actively encourages all Australians to save for their retirement and one of the ways it does this is to provide tax concessions to money invested into your superannuation fund.

Personal superannuation offers tax-effective investing into a range of selected investment funds to generate long-term growth specifically designed to fund your future retirement fully or partly.

How you structure your investments whether, under a self-managed super fund (SMSF), an industry fund or a retail fund can be crucial to matching your expectations to the final outcome. With a little planning, we can help you to reach this goal!

SMSF specialist advisors you can trust

As legislation is always evolving, you need to know you can rely on someone who is in touch with all the rules and regulations. Our specialist advisors do just that. We stay up to date with legislation changes and the latest strategies.

Contact us today to see how your superannuation fits in your retirement plan. We can advise you on retirement planning strategies and make sure you are financially prepared to enjoy your retirement to your fullest.

Your financial planner can help you come up with your retirement planning strategies that can help you to be financially prepared for an enjoyable retirement.