Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work hard for them. You too can use any surplus from your employment income to create passive income streams and valuable assets. Once you have mastered the…
If you’ve had a few pay rises in recent years, you may have unintentionally succumbed to lifestyle inflation. Also known as lifestyle creep, it’s a mindset that can affect anyone who suddenly has more money in their pocket and, as a result, feels able to spend more freely. Left unchecked, lifestyle inflation can make it…
In recent years, market volatility has once again tested the nerves of investors. From the post-COVID recovery to ongoing geopolitical tensions, persistent inflation, and rising interest rates, many are questioning how best to position their investments for the future. For retirees, the challenge is even greater, finding reliable income while preserving capital isn’t easy in…
Ever thought of setting up your own business? Maybe you’ve dreamed of turning a hobby into a side-hustle? A 2022 survey conducted by the National Australia Bank (NAB) revealed that 41% of respondents aspired to owning their own business, but only about 9% took the plunge into entrepreneurship. Some reasons for not going ahead included…
Every time you spend money, you’re making a choice about your future. Will this purchase bring lasting value to your life, or is it just a fleeting desire? Will it move you closer to financial security, or will it set you back? Modern marketing doesn’t want you to stop and think about these questions. Brands…