Superannuation, or super, is a percentage of your income put aside by your employer over your working life to help fund your retirement. It’s a compulsory system in Australia that requires contributions to be made, most commonly, into either an APRA-regulated retail or industry superfund (run by a board of trustees) or an ATO-regulated self-managed super fund (run by the members).
As your parents get older, your whole family will be facing lots of changes. Supporting them during this time can be challenging, with lots of choices to be made. Get some tips to help you prepare for this role-reversal without it becoming a burden or a cause of family conflict.
Life insurance, TPD, trauma, and income protection policies can be confusing areas to navigate. Here are some common insurance terms to help you start.
Now and then, Jodi borrowed $100 from her parents. She’s good for it, and always paid it back, but her situation was not uncommon.
Owning a small business gives us control over the products or services we sell, who we recruit, what we earn and, if we’re lucky, even when we take holidays.