We’ve all seen media reports about ordinary Australians losing their entire savings after responding to a phone, email or mail offer that was impossible to resist. While some people may be naïve, scammers are also getting smarter.
Being retrenched from your job can be hard to accept. It is the sudden shock that catches most people unaware but try not to take it personally. Redundancy is usually not about your personal performance; it’s the performance of your employer’s business, the industry sector in which you work, or even the global economy.
Refinancing your home loan to take advantage of a lower interest rate might save you money. Before you switch, make sure the benefits outweigh the costs.
Decide whether downsizing your home is right for you. If you’re thinking about selling your home and downsizing, consider the pros and cons. Check if selling your home affects your government benefits.
Owners of very small businesses, also known as micro businesses, frequently fail to allow for the risks they face. The main reason most business owners would give for this oversight is they are just too busy working in the business to focus on what “might” happen.